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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,868 | $110,137-18.4% | $161,149-44.2% | $82,637+8.7% |
| Participation rate | 74.6% | 72.4%+2.3pp | 78.8%-4.2pp | 68.1%+6.6pp |
| Annual return | 18.83% | 20.69%-1.9pp | 21.16%-2.3pp | 53.51%-34.7pp |
| Employer contribution / active EE | $663 | $2,856-76.8% | $4,360-84.8% | $2,552-74.0% |
| Participant deferral / active EE | $2,378 | $4,575-48.0% | $6,153-61.4% | $4,126-42.4% |
| Admin fee / account holder | $2,497 | $9,467-73.6% | $15,194-83.6% | $7,339-66.0% |