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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,453 | $69,977-27.9% | $108,582-53.5% | $62,881-19.8% |
| Participation rate | 76.7% | 72.9%+3.8pp | 79.6%-2.8pp | 69.3%+7.4pp |
| Annual return | 6.19% | 10.73%-4.5pp | -51.70%+57.9pp | 20.14%-14.0pp |
| Employer contribution / active EE | $699 | $2,135-67.3% | $3,758-81.4% | $2,281-69.4% |
| Participant deferral / active EE | $2,379 | $3,165-24.8% | $4,311-44.8% | $3,203-25.7% |
| Admin fee / account holder | $1,377 | $5,076-72.9% | $7,645-82.0% | $4,296-67.9% |