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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,277 | $91,525-18.8% | $130,026-42.9% | $75,181-1.2% |
| Participation rate | 76.3% | 71.4%+4.8pp | 78.5%-2.2pp | 67.2%+9.1pp |
| Annual return | 23.79% | -631.40%+655.2pp | -137.26%+161.1pp | 160.69%-136.9pp |
| Employer contribution / active EE | $698 | $2,844-75.5% | $4,321-83.9% | $2,671-73.9% |
| Participant deferral / active EE | $2,667 | $4,342-38.6% | $5,821-54.2% | $4,126-35.3% |
| Admin fee / account holder | $9,580 | $6,778+41.3% | $10,608-9.7% | $5,650+69.6% |