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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,027 | $102,609-44.4% | $98,090-41.9% | $138,895-58.9% |
| Participation rate | 81.8% | 82.8%-1.0pp | 81.5%+0.3pp | 79.9%+1.9pp |
| Annual return | 20.78% | 36.44%-15.7pp | 37.05%-16.3pp | 145.39%-124.6pp |
| Employer contribution / active EE | $2,369 | $3,867-38.7% | $3,606-34.3% | $4,194-43.5% |
| Participant deferral / active EE | $8,029 | $8,167-1.7% | $7,845+2.3% | $6,396+25.5% |
| Admin fee / account holder | $445 | $11,434-96.1% | $11,815-96.2% | $12,562-96.5% |