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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,636 | $115,903-90.8% | $100,528-89.4% | $158,966-93.3% |
| Participation rate | 87.5% | 81.6%+5.9pp | 79.4%+8.1pp | 82.0%+5.5pp |
| Annual return | 0.00% | 34.80%-34.8pp | 30.90%-30.9pp | 302.95%-302.9pp |
| Employer contribution / active EE | $6,182 | $4,105+50.6% | $3,419+80.8% | $4,762+29.8% |
| Participant deferral / active EE | $2,931 | $6,677-56.1% | $6,271-53.3% | $5,983-51.0% |
| Admin fee / account holder | $380 | $11,000-96.5% | $8,084-95.3% | $11,250-96.6% |