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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,279 | $108,922-62.1% | $100,398-58.9% | $145,978-71.7% |
| Participation rate | 72.7% | 83.0%-10.2pp | 81.5%-8.8pp | 80.3%-7.6pp |
| Annual return | 13.57% | 58.04%-44.5pp | 49.32%-35.8pp | 550.52%-536.9pp |
| Employer contribution / active EE | $1,744 | $4,426-60.6% | $3,946-55.8% | $4,662-62.6% |
| Participant deferral / active EE | $3,812 | $8,450-54.9% | $8,084-52.8% | $6,690-43.0% |
| Admin fee / account holder | $344 | $9,680-96.4% | $7,893-95.6% | $13,400-97.4% |