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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,180 | $78,197+67.8% | $98,090+33.7% | $82,637+58.7% |
| Participation rate | 57.1% | 77.5%-20.3pp | 81.5%-24.4pp | 68.1%-10.9pp |
| Annual return | 15.67% | 40.25%-24.6pp | 37.05%-21.4pp | 53.51%-37.8pp |
| Employer contribution / active EE | $2,905 | $2,605+11.5% | $3,606-19.4% | $2,552+13.8% |
| Participant deferral / active EE | $5,389 | $6,636-18.8% | $7,845-31.3% | $4,126+30.6% |
| Admin fee / account holder | $13,600 | $14,832-8.3% | $11,815+15.1% | $7,339+85.3% |