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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,023 | $70,486-43.2% | $100,528-60.2% | $79,852-49.9% |
| Participation rate | 47.5% | 73.6%-26.1pp | 79.4%-31.9pp | 69.6%-22.1pp |
| Annual return | 16.72% | 21.90%-5.2pp | 30.90%-14.2pp | 31.72%-15.0pp |
| Employer contribution / active EE | $969 | $2,165-55.2% | $3,419-71.7% | $2,471-60.8% |
| Participant deferral / active EE | $2,424 | $5,182-53.2% | $6,271-61.4% | $3,740-35.2% |
| Admin fee / account holder | $148 | $4,480-96.7% | $8,084-98.2% | $5,306-97.2% |