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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,327 | $105,856-70.4% | $90,161-65.3% | $147,586-78.8% |
| Participation rate | 33.3% | 79.7%-46.4pp | 76.9%-43.5pp | 82.8%-49.5pp |
| Annual return | 37.96% | 37.63%+0.3pp | 34.89%+3.1pp | 578.59%-540.6pp |
| Employer contribution / active EE | $1,701 | $4,126-58.8% | $3,318-48.7% | $4,876-65.1% |
| Participant deferral / active EE | $3,629 | $5,733-36.7% | $5,287-31.4% | $5,439-33.3% |
| Admin fee / account holder | $378 | $8,046-95.3% | $5,943-93.6% | $10,886-96.5% |