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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,208 | $93,598+188.7% | $135,974+98.7% | $75,173+259.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 18.49% | 30.89%-12.4pp | 68.30%-49.8pp | 160.72%-142.2pp |
| Employer contribution / active EE | $23,702 | $3,538+569.9% | $4,859+387.8% | $2,671+787.4% |
| Participant deferral / active EE | $13,926 | $6,405+117.4% | $7,760+79.5% | $4,126+237.5% |
| Admin fee / account holder | $1,295 | $6,978-81.4% | $10,767-88.0% | $5,651-77.1% |