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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,203 | $135,956+115.7% | $123,894+136.7% | $273,972+7.0% |
| Participation rate | 95.7% | 84.1%+11.6pp | 81.4%+14.2pp | 83.0%+12.6pp |
| Annual return | 9.34% | 56.63%-47.3pp | 47.52%-38.2pp | 41.46%-32.1pp |
| Employer contribution / active EE | $20,141 | $5,170+289.6% | $4,617+336.3% | $4,869+313.7% |
| Participant deferral / active EE | $8,035 | $6,343+26.7% | $5,984+34.3% | $5,287+52.0% |
| Admin fee / account holder | $746 | $9,817-92.4% | $8,357-91.1% | $10,133-92.6% |