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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,328 | $85,766+298.0% | $136,298+150.4% | $70,126+386.7% |
| Participation rate | 96.3% | 74.2%+22.1pp | 81.9%+14.4pp | 69.5%+26.8pp |
| Annual return | 15.64% | 31.46%-15.8pp | 5156.27%-5140.6pp | 73.15%-57.5pp |
| Employer contribution / active EE | $19,753 | $2,966+566.0% | $4,696+320.7% | $2,343+743.2% |
| Participant deferral / active EE | $10,069 | $5,051+99.3% | $6,247+61.2% | $3,332+202.2% |
| Admin fee / account holder | $2,104 | $5,421-61.2% | $9,244-77.2% | $4,645-54.7% |