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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,425 | $105,200+155.2% | $159,474+68.3% | $85,847+212.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.8%+17.2pp | 69.3%+30.7pp |
| Annual return | 13.17% | 45.08%-31.9pp | 263.68%-250.5pp | 318.61%-305.4pp |
| Employer contribution / active EE | $22,291 | $3,319+571.7% | $4,831+361.4% | $2,565+768.9% |
| Participant deferral / active EE | $12,026 | $5,946+102.3% | $7,353+63.5% | $3,952+204.3% |
| Admin fee / account holder | $25,992 | $6,934+274.8% | $10,802+140.6% | $6,261+315.2% |