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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,562 | $111,535+65.5% | $105,223+75.4% | $137,256+34.5% |
| Participation rate | 69.2% | 78.1%-8.9pp | 75.0%-5.8pp | 80.0%-10.7pp |
| Annual return | 16.50% | 237.85%-221.4pp | 180.65%-164.1pp | 220.34%-203.8pp |
| Employer contribution / active EE | $2,913 | $3,939-26.1% | $3,689-21.0% | $4,156-29.9% |
| Participant deferral / active EE | $8,154 | $5,500+48.3% | $5,072+60.8% | $6,407+27.3% |
| Admin fee / account holder | $2,281 | $9,721-76.5% | $8,859-74.3% | $12,270-81.4% |