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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,562 | $129,737+42.3% | $119,126+54.9% | $154,746+19.3% |
| Participation rate | 69.2% | 78.9%-9.6pp | 75.8%-6.5pp | 80.7%-11.5pp |
| Annual return | 16.50% | 379.08%-362.6pp | 282.11%-265.6pp | 172.34%-155.8pp |
| Employer contribution / active EE | $2,913 | $4,375-33.4% | $4,034-27.8% | $4,379-33.5% |
| Participant deferral / active EE | $8,154 | $5,842+39.6% | $5,318+53.3% | $6,730+21.2% |
| Admin fee / account holder | $2,281 | $11,961-80.9% | $10,693-78.7% | $14,365-84.1% |