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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,658 | $63,773+106.4% | $81,286+62.0% | $80,925+62.7% |
| Participation rate | 54.4% | 63.9%-9.5pp | 69.5%-15.1pp | 67.7%-13.3pp |
| Annual return | 10.88% | 16.37%-5.5pp | 24.80%-13.9pp | 35.65%-24.8pp |
| Employer contribution / active EE | $1,875 | $1,979-5.3% | $2,463-23.9% | $2,756-32.0% |
| Participant deferral / active EE | $6,029 | $3,093+94.9% | $3,883+55.3% | $4,299+40.2% |
| Admin fee / account holder | $89,827 | $5,682+1480.9% | $5,764+1458.4% | $6,940+1194.3% |