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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,475 | $63,082+249.5% | $81,726+169.8% | $79,856+176.1% |
| Participation rate | 63.2% | 67.5%-4.3pp | 72.0%-8.8pp | 69.6%-6.4pp |
| Annual return | 15.87% | 22.66%-6.8pp | 29.49%-13.6pp | 31.71%-15.8pp |
| Employer contribution / active EE | $1,552 | $1,795-13.5% | $4,311-64.0% | $2,471-37.2% |
| Participant deferral / active EE | $5,907 | $2,780+112.5% | $7,108-16.9% | $3,741+57.9% |
| Admin fee / account holder | $12,381 | $4,428+179.6% | $5,160+139.9% | $5,306+133.3% |