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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,320 | $52,306+175.9% | $69,779+106.8% | $62,881+129.5% |
| Participation rate | 67.7% | 67.2%+0.5pp | 71.8%-4.1pp | 69.3%-1.6pp |
| Annual return | 4.63% | 13.35%-8.7pp | 12.99%-8.4pp | 20.14%-15.5pp |
| Employer contribution / active EE | $1,556 | $1,799-13.5% | $2,338-33.4% | $2,281-31.8% |
| Participant deferral / active EE | $6,036 | $2,395+152.0% | $2,931+106.0% | $3,203+88.5% |
| Admin fee / account holder | $12,640 | $3,691+242.4% | $4,381+188.5% | $4,296+194.2% |