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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,805 | $53,546+286.2% | $69,884+195.9% | $68,486+202.0% |
| Participation rate | 58.1% | 64.5%-6.4pp | 70.5%-12.4pp | 67.9%-9.8pp |
| Annual return | -13.77% | -13.87%+0.1pp | 190.81%-204.6pp | -7.85%-5.9pp |
| Employer contribution / active EE | $1,654 | $2,019-18.1% | $2,560-35.4% | $2,597-36.3% |
| Participant deferral / active EE | $6,268 | $2,957+112.0% | $3,848+62.9% | $4,028+55.6% |
| Admin fee / account holder | $4,265 | $4,693-9.1% | $6,266-31.9% | $5,404-21.1% |