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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,173 | $105,198+149.2% | $159,455+64.4% | $85,856+205.4% |
| Participation rate | 92.0% | 75.8%+16.2pp | 82.8%+9.2pp | 69.3%+22.7pp |
| Annual return | 13.77% | 45.08%-31.3pp | 263.63%-249.9pp | 318.58%-304.8pp |
| Employer contribution / active EE | $8,589 | $3,319+158.8% | $4,830+77.8% | $2,565+234.8% |
| Participant deferral / active EE | $11,915 | $5,946+100.4% | $7,353+62.0% | $3,952+201.5% |
| Admin fee / account holder | $22,367 | $6,934+222.6% | $10,800+107.1% | $6,261+257.3% |