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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,640 | $148,623+78.7% | $135,974+95.4% | $139,466+90.5% |
| Participation rate | 91.7% | 83.9%+7.8pp | 81.9%+9.7pp | 80.3%+11.3pp |
| Annual return | 22.83% | 79.30%-56.5pp | 68.30%-45.5pp | 373.66%-350.8pp |
| Employer contribution / active EE | $9,592 | $5,246+82.8% | $4,859+97.4% | $4,754+101.8% |
| Participant deferral / active EE | $12,156 | $8,103+50.0% | $7,760+56.6% | $6,712+81.1% |
| Admin fee / account holder | $2,350 | $12,406-81.1% | $10,767-78.2% | $11,409-79.4% |