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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,543 | $102,429+211.0% | $147,096+116.6% | $80,925+293.6% |
| Participation rate | 84.6% | 75.9%+8.8pp | 82.2%+2.4pp | 67.7%+17.0pp |
| Annual return | 15.61% | 135.02%-119.4pp | 419.75%-404.1pp | 35.65%-20.0pp |
| Employer contribution / active EE | $9,166 | $3,716+146.7% | $4,936+85.7% | $2,756+232.6% |
| Participant deferral / active EE | $10,875 | $6,649+63.6% | $8,071+34.7% | $4,299+153.0% |
| Admin fee / account holder | $822 | $7,957-89.7% | $13,005-93.7% | $6,940-88.2% |