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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS1+ years Filed as: CAPITAL RESEARCH MANAGEMENT CO Service code 15 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping | $735 |
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH MANAGEMENT COMPANY Service code 15 | Recordkeeping | $0 |
AMERICAN FUNDS1+ years Filed as: THE CAPITAL GROUP Service code 63 · EIN 05-0508311 | 12b-1 Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,234 | $77,638-63.6% | $156,551-82.0% | $62,881-55.1% |
| Participation rate | 40.8% | 71.2%-30.4pp | 84.0%-43.2pp | 69.3%-28.5pp |
| Annual return | 23.78% | 50.33%-26.5pp | 32.23%-8.5pp | 20.14%+3.6pp |
| Employer contribution / active EE | $321 | $3,444-90.7% | $5,501-94.2% | $2,281-85.9% |
| Participant deferral / active EE | $959 | $3,046-68.5% | $4,871-80.3% | $3,203-70.1% |
| Admin fee / account holder | $15 | $5,561-99.7% | $13,028-99.9% | $4,296-99.6% |