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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,562 | $91,198-25.9% | $178,503-62.2% | $79,856-15.4% |
| Participation rate | 57.4% | 69.2%-11.8pp | 81.9%-24.5pp | 69.6%-12.2pp |
| Annual return | 9.40% | 24.20%-14.8pp | 151.12%-141.7pp | 31.71%-22.3pp |
| Employer contribution / active EE | $599 | $3,257-81.6% | $5,011-88.0% | $2,471-75.8% |
| Participant deferral / active EE | $2,396 | $3,237-26.0% | $5,202-53.9% | $3,741-36.0% |
| Admin fee / account holder | $212 | $6,748-96.9% | $13,987-98.5% | $5,306-96.0% |