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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,922 | $185,312+1.9% | $161,489+17.0% | $154,746+22.1% |
| Participation rate | 81.8% | 82.5%-0.6pp | 78.7%+3.1pp | 80.7%+1.1pp |
| Annual return | 7.92% | 103.84%-95.9pp | 89.72%-81.8pp | 172.34%-164.4pp |
| Employer contribution / active EE | $431 | $4,769-91.0% | $4,268-89.9% | $4,379-90.2% |
| Participant deferral / active EE | $7,542 | $6,350+18.8% | $5,630+34.0% | $6,730+12.1% |
| Admin fee / account holder | $7,058 | $18,654-62.2% | $16,006-55.9% | $14,365-50.9% |