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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,713 | $100,194+55.4% | $122,979+26.6% | $86,983+79.0% |
| Participation rate | 100.0% | 73.0%+27.0pp | 77.2%+22.8pp | 69.5%+30.5pp |
| Annual return | 17.46% | 16.47%+1.0pp | 20.12%-2.7pp | 25.83%-8.4pp |
| Employer contribution / active EE | $1,214 | $2,326-47.8% | $3,062-60.4% | $2,584-53.0% |
| Participant deferral / active EE | $9,198 | $4,133+122.5% | $5,003+83.9% | $4,194+119.3% |
| Admin fee / account holder | $13,411 | $10,148+32.2% | $12,864+4.3% | $7,856+70.7% |