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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,684 | $86,940+59.5% | $102,434+35.4% | $80,935+71.4% |
| Participation rate | 97.7% | 72.4%+25.3pp | 76.5%+21.2pp | 67.7%+30.0pp |
| Annual return | 11.89% | 18.89%-7.0pp | 29.46%-17.6pp | 35.66%-23.8pp |
| Employer contribution / active EE | $1,310 | $2,370-44.7% | $3,023-56.7% | $2,757-52.5% |
| Participant deferral / active EE | $8,473 | $4,121+105.6% | $5,055+67.6% | $4,299+97.1% |
| Admin fee / account holder | $2,029 | $8,047-74.8% | $9,462-78.6% | $6,924-70.7% |