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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,791 | $72,486+45.9% | $87,103+21.5% | $72,976+45.0% |
| Participation rate | 97.6% | 72.8%+24.7pp | 76.9%+20.7pp | 69.5%+28.1pp |
| Annual return | 20.17% | 24.46%-4.3pp | 28.19%-8.0pp | 81.02%-60.8pp |
| Employer contribution / active EE | $756 | $1,894-60.1% | $2,521-70.0% | $2,440-69.0% |
| Participant deferral / active EE | $5,270 | $3,270+61.2% | $4,049+30.2% | $3,608+46.1% |
| Admin fee / account holder | $4,787 | $5,055-5.3% | $7,491-36.1% | $5,124-6.6% |