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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,591 | $80,983+37.8% | $96,544+15.6% | $75,177+48.4% |
| Participation rate | 97.8% | 71.8%+26.0pp | 76.0%+21.8pp | 67.2%+30.6pp |
| Annual return | 19.15% | 27.05%-7.9pp | 25.88%-6.7pp | 160.75%-141.6pp |
| Employer contribution / active EE | $1,212 | $2,282-46.9% | $2,966-59.1% | $2,671-54.6% |
| Participant deferral / active EE | $8,864 | $3,929+125.6% | $4,851+82.7% | $4,126+114.8% |
| Admin fee / account holder | $18,931 | $6,717+181.9% | $8,254+129.3% | $5,651+235.0% |