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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,107 | $63,082-84.0% | $81,726-87.6% | $79,856-87.3% |
| Participation rate | 97.6% | 67.5%+30.1pp | 72.0%+25.6pp | 69.6%+28.0pp |
| Annual return | 12.15% | 22.66%-10.5pp | 29.49%-17.3pp | 31.71%-19.6pp |
| Employer contribution / active EE | $1,228 | $1,795-31.6% | $4,311-71.5% | $2,471-50.3% |
| Participant deferral / active EE | $2,781 | $2,7800% | $7,108-60.9% | $3,741-25.6% |
| Admin fee / account holder | $8,565 | $4,428+93.4% | $5,160+66.0% | $5,306+61.4% |