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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,656 | $68,681-83.0% | $86,625-86.5% | $85,851-86.4% |
| Participation rate | 95.3% | 66.4%+29.0pp | 71.6%+23.7pp | 69.3%+26.0pp |
| Annual return | 11.16% | 20.12%-9.0pp | 63.52%-52.4pp | 318.63%-307.5pp |
| Employer contribution / active EE | $1,358 | $1,880-27.8% | $2,496-45.6% | $2,565-47.1% |
| Participant deferral / active EE | $2,985 | $2,919+2.3% | $3,700-19.3% | $3,952-24.5% |
| Admin fee / account holder | $2,130 | $5,974-64.3% | $5,830-63.5% | $6,261-66.0% |