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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,846 | $58,099-77.9% | $76,902-83.3% | $75,177-82.9% |
| Participation rate | 87.2% | 63.9%+23.3pp | 69.6%+17.6pp | 67.2%+20.0pp |
| Annual return | 12.11% | 26.71%-14.6pp | 37.91%-25.8pp | 160.75%-148.6pp |
| Employer contribution / active EE | $1,323 | $1,996-33.7% | $2,534-47.8% | $2,671-50.5% |
| Participant deferral / active EE | $2,225 | $2,999-25.8% | $3,833-42.0% | $4,126-46.1% |
| Admin fee / account holder | $4,669 | $4,778-2.3% | $5,479-14.8% | $5,651-17.4% |