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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,749 | $124,425+27.6% | $112,040+41.7% | $137,256+15.7% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 14.92% | 24.72%-9.8pp | 24.52%-9.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $1,434 | $3,411-58.0% | $2,954-51.4% | $4,156-65.5% |
| Participant deferral / active EE | $4,414 | $5,718-22.8% | $5,098-13.4% | $6,407-31.1% |
| Admin fee / account holder | $11,542 | $15,207-24.1% | $12,098-4.6% | $12,270-5.9% |