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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,623 | $115,814+140.6% | $101,275+175.1% | $158,982+75.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.77% | 56.16%-46.4pp | 46.48%-36.7pp | 302.99%-293.2pp |
| Employer contribution / active EE | $14,223 | $4,176+240.6% | $3,660+288.6% | $4,763+198.6% |
| Participant deferral / active EE | $3,086 | $4,958-37.8% | $4,371-29.4% | $5,983-48.4% |
| Admin fee / account holder | $171,429 | $7,249+2264.9% | $5,948+2782.1% | $11,252+1423.6% |