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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,623 | $115,780+140.6% | $101,255+175.2% | $158,931+75.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 9.77% | 56.14%-46.4pp | 46.48%-36.7pp | 302.86%-293.1pp |
| Employer contribution / active EE | $14,223 | $4,175+240.7% | $3,660+288.6% | $4,761+198.7% |
| Participant deferral / active EE | $3,086 | $4,958-37.8% | $4,370-29.4% | $5,982-48.4% |
| Admin fee / account holder | $171,429 | $7,246+2265.9% | $5,946+2783.0% | $11,247+1424.3% |