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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,791 | $134,817+132.0% | $123,973+152.3% | $155,188+101.6% |
| Participation rate | 85.7% | 79.4%+6.3pp | 76.7%+9.1pp | 80.8%+4.9pp |
| Annual return | 9.51% | 515.49%-506.0pp | 388.13%-378.6pp | 148.84%-139.3pp |
| Employer contribution / active EE | $7,481 | $4,425+69.1% | $4,126+81.3% | $4,248+76.1% |
| Participant deferral / active EE | $3,029 | $5,706-46.9% | $5,247-42.3% | $6,531-53.6% |
| Admin fee / account holder | $1,440 | $13,245-89.1% | $11,799-87.8% | $14,480-90.1% |