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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,323 | $106,280+132.7% | $96,538+156.2% | $139,487+77.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 7.78% | 38.48%-30.7pp | 35.74%-28.0pp | 373.84%-366.1pp |
| Employer contribution / active EE | $13,829 | $4,107+236.7% | $3,740+269.7% | $4,755+190.8% |
| Participant deferral / active EE | $3,400 | $5,457-37.7% | $4,880-30.3% | $6,713-49.3% |
| Admin fee / account holder | $136,922 | $7,888+1635.8% | $6,737+1932.3% | $11,407+1100.3% |