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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,684 | $55,684+62.9% | $75,900+19.5% | $72,976+24.3% |
| Participation rate | 100.0% | 61.1%+38.9pp | 69.3%+30.7pp | 69.5%+30.5pp |
| Annual return | 24.38% | 27.60%-3.2pp | 30.73%-6.3pp | 81.02%-56.6pp |
| Employer contribution / active EE | $2,994 | $1,687+77.5% | $2,501+19.7% | $2,440+22.7% |
| Participant deferral / active EE | $5,879 | $2,634+123.2% | $3,604+63.1% | $3,608+63.0% |
| Admin fee / account holder | $1,536 | $3,981-61.4% | $5,421-71.7% | $5,124-70.0% |