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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,566 | $49,280+35.1% | $67,313-1.1% | $64,173+3.7% |
| Participation rate | 100.0% | 60.8%+39.2pp | 69.1%+30.9pp | 69.6%+30.4pp |
| Annual return | -5.56% | -1.39%-4.2pp | -4.08%-1.5pp | 7.63%-13.2pp |
| Employer contribution / active EE | $2,670 | $1,668+60.0% | $2,566+4.1% | $2,381+12.2% |
| Participant deferral / active EE | $5,261 | $2,484+111.8% | $3,568+47.4% | $3,470+51.6% |
| Admin fee / account holder | $2,932 | $3,863-24.1% | $4,507-34.9% | $4,887-40.0% |