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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,125 | $75,935-26.1% | $60,547-7.3% | $125,389-55.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 68.0%+32.0pp | 83.2%+16.8pp |
| Annual return | -5.27% | -5.38%+0.1pp | 335.64%-340.9pp | 282.24%-287.5pp |
| Employer contribution / active EE | $2,424 | $3,438-29.5% | $2,419+0.2% | $4,866-50.2% |
| Participant deferral / active EE | $5,887 | $4,506+30.6% | $3,328+76.9% | $5,352+10.0% |
| Admin fee / account holder | $1,435 | $6,768-78.8% | $4,536-68.4% | $9,541-85.0% |