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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,692 | $56,197-70.3% | $67,652-75.3% | $59,633-72.0% |
| Participation rate | 97.7% | 71.5%+26.3pp | 75.7%+22.1pp | 68.7%+29.1pp |
| Annual return | -2.28% | 18508.10%-18510.4pp | 6625.40%-6627.7pp | 2041.45%-2043.7pp |
| Employer contribution / active EE | $3,554 | $1,615+120.1% | $2,266+56.8% | $2,203+61.3% |
| Participant deferral / active EE | $2,090 | $2,844-26.5% | $3,560-41.3% | $3,192-34.5% |
| Admin fee / account holder | $1,229 | $3,958-68.9% | $4,821-74.5% | $4,297-71.4% |