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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,135 | $60,349-58.4% | $74,184-66.1% | $62,881-60.0% |
| Participation rate | 93.3% | 72.7%+20.6pp | 76.6%+16.7pp | 69.3%+24.0pp |
| Annual return | 16.30% | 21.38%-5.1pp | 17.74%-1.4pp | 20.14%-3.8pp |
| Employer contribution / active EE | $4,486 | $1,680+167.0% | $2,370+89.3% | $2,281+96.7% |
| Participant deferral / active EE | $2,263 | $2,856-20.8% | $3,550-36.3% | $3,203-29.4% |
| Admin fee / account holder | $715 | $4,261-83.2% | $5,586-87.2% | $4,296-83.4% |