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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,885 | $71,873-20.9% | $86,698-34.4% | $68,490-16.9% |
| Participation rate | 97.1% | 72.2%+24.8pp | 76.6%+20.5pp | 67.9%+29.2pp |
| Annual return | -19.41% | 3.54%-22.9pp | 35.96%-55.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $1,387 | $2,173-36.2% | $2,837-51.1% | $2,597-46.6% |
| Participant deferral / active EE | $3,640 | $3,779-3.7% | $4,656-21.8% | $4,028-9.6% |
| Admin fee / account holder | $3,377 | $6,110-44.7% | $7,492-54.9% | $5,403-37.5% |