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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,851 | $180,459+65.1% | $154,108+93.3% | $135,380+120.0% |
| Participation rate | 91.7% | 87.4%+4.2pp | 83.0%+8.6pp | 82.6%+9.0pp |
| Annual return | -5.83% | 888.21%-894.0pp | 735.21%-741.0pp | 519.81%-525.6pp |
| Employer contribution / active EE | $10,929 | $6,035+81.1% | $5,298+106.3% | $4,779+128.7% |
| Participant deferral / active EE | $7,898 | $5,806+36.0% | $5,081+55.4% | $5,609+40.8% |
| Admin fee / account holder | $8,732 | $16,145-45.9% | $13,411-34.9% | $10,828-19.4% |