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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,807 | $77,638+226.9% | $156,551+62.1% | $62,881+303.6% |
| Participation rate | 85.2% | 71.2%+14.0pp | 84.0%+1.2pp | 69.3%+15.9pp |
| Annual return | 6.86% | 50.33%-43.5pp | 32.23%-25.4pp | 20.14%-13.3pp |
| Employer contribution / active EE | $9,030 | $3,444+162.2% | $5,501+64.1% | $2,281+295.9% |
| Participant deferral / active EE | $6,446 | $3,046+111.6% | $4,871+32.3% | $3,203+101.2% |
| Admin fee / account holder | $459 | $5,561-91.7% | $13,028-96.5% | $4,296-89.3% |