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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,900 | $175,259+72.8% | $149,723+102.3% | $139,487+117.2% |
| Participation rate | 90.5% | 83.4%+7.1pp | 78.8%+11.7pp | 80.3%+10.1pp |
| Annual return | 13.30% | 166.82%-153.5pp | 134.50%-121.2pp | 373.84%-360.5pp |
| Employer contribution / active EE | $12,651 | $5,478+130.9% | $4,821+162.4% | $4,755+166.1% |
| Participant deferral / active EE | $9,224 | $6,522+41.4% | $5,682+62.3% | $6,713+37.4% |
| Admin fee / account holder | $1,782 | $16,158-89.0% | $13,215-86.5% | $11,407-84.4% |