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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,623 | $65,367+5.0% | $92,915-26.1% | $72,976-6.0% |
| Participation rate | 78.6% | 68.3%+10.3pp | 76.0%+2.6pp | 69.5%+9.1pp |
| Annual return | 20.57% | 42.11%-21.5pp | 109.45%-88.9pp | 81.02%-60.4pp |
| Employer contribution / active EE | $2,113 | $2,594-18.5% | $3,653-42.2% | $2,440-13.4% |
| Participant deferral / active EE | $2,716 | $3,128-13.2% | $4,238-35.9% | $3,608-24.7% |
| Admin fee / account holder | $888 | $4,251-79.1% | $5,796-84.7% | $5,124-82.7% |