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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,711 | $73,940+55.1% | $96,496+18.9% | $75,173+52.6% |
| Participation rate | 64.5% | 66.4%-1.9pp | 74.3%-9.8pp | 67.2%-2.7pp |
| Annual return | 16.72% | 26.71%-10.0pp | 35.70%-19.0pp | 160.65%-143.9pp |
| Employer contribution / active EE | $2,416 | $2,929-17.5% | $3,738-35.4% | $2,670-9.5% |
| Participant deferral / active EE | $3,791 | $3,659+3.6% | $4,879-22.3% | $4,126-8.1% |
| Admin fee / account holder | $1,867 | $5,216-64.2% | $6,731-72.3% | $5,651-67.0% |