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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,220 | $78,682+36.3% | $109,188-1.8% | $85,851+24.9% |
| Participation rate | 64.5% | 68.3%-3.8pp | 75.9%-11.4pp | 69.3%-4.8pp |
| Annual return | 12.37% | 25.09%-12.7pp | 25.76%-13.4pp | 318.63%-306.3pp |
| Employer contribution / active EE | $2,503 | $2,734-8.4% | $3,723-32.8% | $2,565-2.4% |
| Participant deferral / active EE | $4,617 | $3,468+33.2% | $4,654-0.8% | $3,952+16.8% |
| Admin fee / account holder | $4,069 | $5,470-25.6% | $6,755-39.8% | $6,261-35.0% |