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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $626,550 | $156,398+300.6% | $147,318+325.3% | $138,895+351.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.83% | 78.75%-61.9pp | 70.43%-53.6pp | 145.39%-128.6pp |
| Employer contribution / active EE | $9,742 | $4,853+100.7% | $4,593+112.1% | $4,194+132.3% |
| Participant deferral / active EE | $2,055 | $8,237-75.1% | $7,906-74.0% | $6,396-67.9% |
| Admin fee / account holder | $19,528 | $14,976+30.4% | $13,708+42.5% | $12,562+55.5% |