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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $543,663 | $159,978+239.8% | $147,041+269.7% | $145,978+272.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 22.60% | 98.36%-75.8pp | 419.21%-396.6pp | 550.52%-527.9pp |
| Employer contribution / active EE | $9,800 | $5,288+85.3% | $4,935+98.6% | $4,662+110.2% |
| Participant deferral / active EE | $1,442 | $8,429-82.9% | $8,071-82.1% | $6,690-78.4% |
| Admin fee / account holder | $33,315 | $15,053+121.3% | $13,006+156.1% | $13,400+148.6% |