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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,519 | $176,077+105.9% | $159,455+127.3% | $167,518+116.4% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 23.10% | 331.83%-308.7pp | 263.63%-240.5pp | 478.71%-455.6pp |
| Employer contribution / active EE | $8,243 | $5,298+55.6% | $4,830+70.6% | $4,838+70.4% |
| Participant deferral / active EE | $2,259 | $7,751-70.9% | $7,353-69.3% | $6,342-64.4% |
| Admin fee / account holder | $1,760 | $12,556-86.0% | $10,800-83.7% | $12,312-85.7% |